Buy data below what the networks charge, clear electricity, TV and utility bills in seconds, and turn gift cards or crypto into naira you can spend the same minute.
Airtime, data, electricity, cable TV, internet and exam pins. All of it from one wallet, at rates below what you are paying now.
Pick up cards for the platforms you actually use, and sell the ones sitting unused in your drawer straight into your wallet.
Send crypto to your deposit address and it converts at the live rate on its own. Your Trade wallet is credited as soon as the deposit confirms, with no exchange in between.
List an event, sell tickets to it, check guests in at the gate with a scan, and withdraw what you made without waiting on a settlement window.
eSIMs for travel, plus international airtime and data for the people you are sending to. No roaming bill, no local SIM queue.
Fund by bank transfer, move money out to your bank or to another VTUSquare user, and set the bills you pay every month to run on their own.
Every biller you use in a month, in one wallet. No app switching, no card details, no queue.
Airtime, data and prepaid tokens land in seconds. If a biller stalls, the money comes straight back.
Turn crypto and unused gift cards into naira you can spend the same minute you convert it.
Bank-grade encryption, device binding and a PIN on every payment. Support answers from real people.
Download the app and set up your profile in under a minute.
Transfer to your dedicated account number from any bank. It lands instantly.
Pick a service, confirm with your PIN, and the value is delivered in seconds.
The app is free to download and there is no monthly fee. You only pay the value of whatever you are buying, and on most data plans you pay less than the network's own rate.
Airtime, data and electricity tokens typically deliver in under ten seconds. On the rare occasion a biller is unreachable, the amount is automatically reversed to your wallet, so you do not need to raise a ticket.
Every account gets a dedicated virtual account number. Transfer to it from any Nigerian bank app and your VTUSquare balance updates instantly. You can also pay with a card.
Funds are held with our licensed banking partners, traffic is encrypted end to end, and every payment requires a transaction PIN that only you know. Devices are bound to your account so a stolen phone cannot be used to spend.
All four Nigerian mobile networks, every major electricity disco, DStv, GOtv and Startimes, WAEC, NECO and JAMB, plus the major betting platforms. Over 1,000 billers in total.
Still deciding? Ask us anything.
Join the VTUSquare crew. Bills, gift cards, crypto and connectivity in one wallet. What are you waiting for?