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Airtime, data and bills, in one account.

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About Us

We built VTUSquare so that paying for the things you pay for every month takes one tap from one balance. Airtime, data, bills, gift cards, crypto, tickets and travel, without a different app and a different sign-up for each of them.

Who we are

One wallet for everything you pay for

We know what it is like to keep four apps open to get through one week. Airtime in one, electricity in another, the bank app for the transfer and a group chat for the gift card. Every one of them wanting its own sign-up, its own funding step and its own idea of what a receipt looks like.

So we put all of it behind a single balance. Fund the wallet once, then pay whatever needs paying. Data below what the networks charge, bills that clear while you are still holding the phone, and a reversal that runs on its own when a biller stalls.

Security

Your security is our promise

Your money and your details are held to the same standard we would want for our own. Bank-grade encryption on everything that moves, device binding so a session cannot be lifted onto another phone, and a PIN on every single payment.

If a biller fails after you have paid, the money returns to your wallet on its own. You should never have to open a ticket to get your own money back.

  • Bank-grade encryption
  • Device binding
  • A PIN on every payment
  • Automatic reversal on failure
How it works

Who VTUSquare is for

Whether you are topping up before a call, clearing the month's bills, cashing out a card or selling tickets to your own event, there is a tool here for it.

Everyday and family

Buy data below network rates, clear electricity, TV and internet, and send a top-up to someone else's line without leaving the app.

Students and parents

WAEC, NECO and JAMB pins on demand, plus the data that goes with them. Fund a wallet for someone at school and let them spend only what is in it.

Traders and freelancers

Turn crypto into naira at the live rate as soon as the deposit confirms, sell the gift cards sitting unused, and move the proceeds out to any Nigerian bank.

Organisers and travellers

List an event and sell tickets to it, check guests in by scan, and pick up an eSIM before you land instead of queuing for a local SIM.

You can do more with VTUSquare

  • Buy airtime and data on every network, at rates below what they charge directly.
  • Clear electricity, cable TV, internet and exam pins from the same balance.
  • Buy gift cards, or sell the ones sitting unused and take the payout in your wallet.
  • Send crypto in and have it converted to naira automatically at the live rate.
  • Sell tickets to your own events and withdraw the takings the same day.
  • Pick up an eSIM, or send international airtime and data to over 150 destinations.

Reach

Built in Lagos, useful wherever you land

Every network and biller at home, and connectivity for the trips that take you away from them.

eSIM destinations
150+
Billers connected
1,000+
Lines of service
6
The VTUSquare app showing a wallet balance and quick service shortcuts

Get started

Join the VTUSquare crew. Bills, gift cards, crypto and connectivity in one wallet. What are you waiting for?